CIMA World

ONLINE PRIVACY POLICY AND PRACTICES OF THE CIMA COMPANIES, INC. AND ITS AFFILIATES (“CIMA”)

Last Updated: 08/31/2012

The CIMA Companies, Inc. and it Subsidiaries and Affiliates (“CIMA”) values your trust and is committed to the responsible management, use and protection of personal information. This Online Privacy Policy describes and supplements other applicable policies, practices and privacy notices that may relate to specific business relationships you have with CIMA or to certain products or services, as described in the particular privacy notice.

This Online Privacy Policy is applicable to all the information collected by CIMA from you during your use of our Website http://www.cimaworld.com and its affiliate sites. We will refer to these websites collectively as the “Site” throughout this Online Privacy Policy.

DEFINITIONS OF TERMS USED ON THIS SITE

Personal Information: Any information that can identify a specific individual.

Aggregate Information: Any information that does not allow us to identify a specific individual. Examples include demographic information, areas visited on the Site or what browser was used to access the Site.

Cookie: Electronic files that your web browser places on your hard drive to retain information relating to visits to and use of a website. Although they allow you to visit the Site more efficiently, they may be disengaged by changing your browser properties.

Pixel Tags: An electronic image, often a single-pixel (1×1), that is ordinarily not visible to Site visitors and may be associated with cookies on the visitors’ hard drives.

Internet Protocol Address: An address identifying number that is automatically assigned to your computer by your Internet Service Provider.

TYPES OF PERSONAL INFORMATION WE COLLECT

We collect various types of voluntarily provided personal information from visitors to the Site. This includes such information as:

  • Names, addresses, email addresses, and other application information and in some instances social security numbers.
  • Automobile information, phone numbers, birthdates, or claim information that identifies a specific individual.

HOW WE USE PERSONAL INFORMATION

We use personal information provided by individuals who visit our Site to fulfill the purpose for which the visitor provided the information, such as:

  • Completing transactions
  • Processing claims
  • Sending you information we think may be of interest to you
  • Providing a quote for one of our products
  • Completing a survey
  • Other purposes specifically disclosed at the time the information is requested

We also may de-identify the personal information collected by removing identifiers such as your name or by aggregating information. We may use such aggregate information as described in the section “Other Types of Information We Collect and How We Use It” found below.

HOW WE DISCLOSE PERSONAL INFORMATION

Disclosures Among our Affiliates

If we share your information for such purpose we will inform you and provide you with an opt-out option, and upon request, a list of all third parties with whom personal information has been shared.

Disclosures to Third Parties

We work with third parties that provide services to us and we may share your personal information with them to complete those services. Those parties can include but are not limited to:

  • Independent agents, brokerage firms, insurance companies, and other financial service providers
  • Website hosting or information technology consulting service provider

We may also share personal information about visitors, and customers with nonaffiliated companies with whom we have a marketing or other business relationship.

Other Disclosures

We may disclose personal information to:

  • Comply with applicable laws
  • Respond to governmental inquires or requests
  • Comply with valid legal processes
  • Protect the rights, privacy, safety or property of http://www.cimaworld.com visitors, customers and the public
  • Permit us to pursue available remedies or limit the damages that we may sustain
  • Enforce our Terms of Service

In the event there is a change in the corporate structure of CIMA, such as a merger, consolidation, sale, liquidation or transfer of substantial assets, CIMA may, in its sole discretion, transfer, sell or assign information collected on and through this Site, including personal information about you, to one or more affiliated or nonaffiliated third parties.

OTHER TYPES OF INFORMATION WE COLLECT AND HOW WE USE IT

We may gather and store aggregate information about visitors. The collection of this aggregate information enables us to measure the number of visitors to various portions of the Site, diagnose problems with our server, administer the Site and track visitor activity. We will use this aggregate information to learn more about what you and what our customers are expecting from our services, and tailor and improve the Site. Because aggregate information collected on the Site does not personally identify you, we may use aggregate information, and share aggregate information with third parties. Below are ways we may collect this aggregate information:

  • HTTP cookies, flash cookies, or other similar technologies.
  • Pixel-tags also known as web beacons or clear GIF’s or similar means. The data collected includes such anonymous information as what operating system and browser you use, how you navigate to and through our Site, how long you stay on our web pages, and when you open emails from us.
  • Internet Protocol address which is identified and logged automatically in our server log files whenever you visit the Site, along with the time(s) of your visit(s) and the page(s) that you visited. Collecting Internet Protocol addresses is standard practice on the Internet and is done automatically by many websites.

We also use service providers to help us develop applications for your convenience.  These application service providers may use tracking pixels, agents or other visitor identification technology to collect certain non-personal information, such as your browser type, your operating system, and other information that does not identify you. The application service providers do not receive your claims information or any other information that identifies you.

LINKS TO OTHER WEBSITES

This Site contains links to other websites. The operators of those other websites may collect information about you, through cookies or other technologies.

If you link to another website, you will leave CIMA’s site and this Online Privacy Policy will not apply to your use of and activity on those other sites.  If you provide personal information through any other site, your transaction will occur on that website (not CIMA’s site) and the personal information you provide will be collected by, and controlled by, the privacy policy of that website operator. 

Links on the Site to other websites are provided only as a convenience, and the inclusion of such links does not imply endorsement of the linked site.  We encourage you to read the legal notice posted on those sites, including their privacy policies.  We have no responsibility or liability for your visitation to, and the data collection and use practices of, other sites.

CHILDREN’S PRIVACY

CIMA’s Site is not directed to or intended for children.  CIMA does not knowingly collect or post information from children under the age of 13 in compliance with laws protecting the privacy of children. You can visit the Federal Trade Commissions website to learn more about the Children’s Online Privacy Protection Act (COPPA).

SOCIAL MEDIA

CIMA maintains profiles and/or pages on various social media sites including Facebook and Twitter. If you choose to “Like” CIMA on Facebook, “Follow” CIMA on Twitter, or take any similar action on another social media site, you are providing your consent to receive information updates, including solicitations, from CIMA. To stop receiving this information from CIMA on a social media site, you must follow the procedure established by the site. For example, on Facebook, you must click “Unlike” on CIMA’s page, and, on Twitter, you must click “Unfollow” on CIMA’s profile.

OUR SECURITY PROCEDURES

We take reasonable precautions to safeguard the personal information transmitted between visitors and the Site and the personal information stored on our servers. Unfortunately, no method of transmitting or storing data can be guaranteed to be 100% secure.  As a result, although we strive to protect your personal information, we cannot ensure the security of any information you transmit to us through, or in connection with, the Site.  If you have reason to believe that your interaction with us is no longer secure, you must immediately notify us of the problem by contacting us at Corporate Secretary, CIMA, 2750 Killarney Drive, Suite 202, Woodbridge, VA 22192; email to corporatesecretary@cimaworld.com; or direct fax to 703-778-7381.  In the unlikely event that we believe the security of your personal information in our possession or control may have been compromised, we will attempt to notify you of that development.  If notification is appropriate, we would endeavor to do so as promptly as possible under the circumstances, and, to the extent we have your email address, we may notify you by email.

If you receive an email or other correspondence requesting that you provide any sensitive information (including passwords or social security number) via email or to a website that does not seem to be affiliated with the Site, or that otherwise seems suspicious to you, please do not provide such information. Report such requests to us at Corporate Secretary, CIMA, 2750 Killarney Drive, Suite 202, Woodbridge, VA 22192; email to corporatesecretary@cimaworld.com; or direct fax to 703-778-7381.

WHERE CIMA STORES AND MAINTAINS INFORMATION

This Online Privacy Policy applies to all of our operations.  We maintain the Site in the United States and the Site is not intended to subject CIMA or any affiliated entity to the laws or jurisdiction of any state, country or territory other than that of the United States. CIMA does not represent or warrant that the Site, or any part thereof, is appropriate or available for use in any particular jurisdiction. Those who choose to access the Site, do so on their own initiative and at their own risk, and are responsible for complying with all local laws, rules and regulations.

CHANGES TO POLICY

We reserve the right to amend this Online Privacy Policy at any time in order to address future developments of CIMA, the Site or changes in industry or legal trends. We will post the revised Online Privacy Policy on the Site or announce the change on the home page of the Site. You can determine when the Online Privacy Policy was revised by referring to the “Last Updated” legend on the top of this policy.  Any changes will become effective upon the posting of the revised Online Privacy Policy on the Site.  By continuing to use the Site following such changes, you will be deemed to have agreed to such changes.  If you do not agree with the terms of this Online Privacy Policy, in whole or part, you can choose to not continue to use the Site.  If you have any questions or comments about this Online Privacy Policy, please feel free to contact us at Corporate Secretary, CIMA, 2750 Killarney Drive, Suite 202, Woodbridge, VA 22192; email to corporatesecretary@cimaworld.com; or direct fax to 703-778-7381.

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COMMUNICATION – IMPORTANT TERMS

Voice, email or fax messages from CIMA may contain privileged or confidential information or may otherwise be protected by work product immunity or other legal rules. No confidentiality or privilege is waived or lost by any inaccurate transmission.  Access, copying or re-use of information by non-intended or non-authorized recipients is prohibited. If you receive a message but are not an intended recipient, please notify the sender or webmaster@cimaworld.com, so we can attempt to send the message to the proper recipient(s). Delete the message and do not read, act upon, print, disclose, copy, retain or redistribute it.

The contents of CIMA’s voice, email or fax messages are for information purposes only and should not be regarded as an insurance binder, formal quotation for coverage, certificate of insurance, or evidence of insurance, unless specifically indicated as such.  They do not, in any way, alter or amend the terms, conditions, exclusions, or limits of any applicable coverage.  You should always refer to the actual policy for terms and conditions.

Messages from CIMA are not intended for distribution to, or use by, any person or entity in any location where such distribution or use would be contrary to law or regulation.

The transmission and content of CIMA communications cannot be guaranteed to be secure. Therefore, we cannot represent that the information is complete, accurate, uncorrupted, timely or free of viruses, and CIMA cannot accept any liability for messages that have been altered in the course of delivery. CIMA does not waive any intellectual property rights. For your protection, we recommend that you not send us any individual personal information via nonsecure methods of communication, including via public electronic communication channels, such as Internet email, which are generally not secure and could be intercepted by a third party.

CIMA reserves the right to record, monitor, review and retain all communications, including voice and email, sent to and from CIMA’s networks and systems (subject to and in accordance with local laws.)

References to “CIMA” are references to any company in The CIMA Companies, Inc. group of companies. Attachments included in messages from CIMA may have additional important disclosures and disclaimers, which you should read.
 

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ABOUT THE USE OF THIS WEBSITE

The content of this site is copyrighted by CIMA, 2750 Killarney Drive, Suite 202, Woodbridge VA 22192-4124. All rights are reserved. If you would like to reproduce any content of this site, contact CIMA’s Corporate Secretary via email to corporatesecretary@cimaworld.com.

The insurance descriptions used on this site are not a substitute for any actual policy. You must always refer to the actual policy for terms and conditions.

We do our best to make sure content is accurate, but we cannot guarantee that we will be entirely successful. Therefore, all content is provided “as is,” without any warranty of any kind. In no event shall CIMA or its affiliates be liable for any damages whatsoever arising out of or in connection with the use of this Web site.

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LICENSING

Depending on the State/Commonwealth/District/Territory involved, The CIMA Companies, Inc. and/or one of its subsidiary companies and/or one or more of its employees maintain appropriate licenses. For specific license information, contact CIMA’s Corporate Secretary via email to corporatesecretary@cimaworld.com.