CIMA World

Nonprofits

Protecting your volunteers with specialized coverage — the VIS® program

Sometimes, volunteers have accidents – injure someone, get hurt themselves, or have an auto accident. Usually, their own insurance is not enough to take care of the damage.

The Volunteers Insurance Service (VIS®) program offers an inexpensive way for nonprofit organizations to protect their volunteers against the most common risks they face. Click here for more information, and to apply for coverage.

Liability protection for your directors and officers

Directors and officers of nonprofit organizations now face virtually the same exposures to lawsuits as do corporate directors and officers. Among nonprofits, the most frequent allegation involving board liability is employment practices – wrongful termination, for example, or discrimination in hiring practices. Traditional, commercial general liability insurance usually does not respond to such allegations, or to most other legal actions nonprofit boards are likely to face.

The minimum premium for the D&O coverage we make available is $800 for a $1 million limit of liability. We can have a proposal to you within one week of receiving your completed application, in most cases.

Click here for more information, and to apply for coverage.

Insurance for your organization’s operations

We can place commercial general liability, property, automobile, workers compensation, umbrella, professional liability and other insurance for your nonprofit organization’s operations. As a large, independent broker, we represent a wide variety of carriers that offer viable options for nonprofit organizations. We are licensed in all jurisdictions.

Property and Liability Risks
As a large, independently owned broker, we have access to all the insurance markets that specialize in nonprofit organizations.  Contact Mary Katherine Hurst via email or at 410.782.2669 for more information.

Employee Benefits
We can design and implement benefit plans for nonprofit organzations in Virginia, Maryland and the District of Columbia.  Contact David Brantlinger via email or at 703.778.7324 for more information.