Available property and liability risk services include:
- Marketing and placement of your insurance, taking advantage of our access to all major insurers, in both the domestic and international markets. Unless otherwise agreed upon by you in writing, we place coverage only with carriers that have an A. M. Best Company rating of “Excellent”.
- Recommending appropriate alternative risk financing techniques, including retrospective rating plans, retention plans, self-insurance and non-insurance transfers.
- Analyzing financial statements and operations, to assist in your calculation of business-interruption exposures to loss.
- Reviewing contracts and leases, to assure that they do not require insurance protection beyond what is afforded by your policies.
- Reviewing internal company policies and procedures – such as those concerning employment practices, training, procurement, customer relations, advertising and public relations – to advise you on their insurance and risk management implications.
- Analyzing the insurance and risk implications of your plans for changes in operation, acquisition or disposal of property, or relocation.